Related · tier-1 reading. For how an auditor verifies this independently, see Independent Verification.
Turn constrained accounts into placeable business
Connect controls once. Generate verified state for placement.
Track verification progress and deal readiness across your book.
| Client Name | Status | CRV | Controls | Action |
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The HATS broker quote engine is the surface where a broker presents a client's security posture as HATS-recorded operational evidence — verified control state over time, backed by a portable receipt a carrier or auditor can check — instead of a self-reported questionnaire. HATS RECORDS and MONITORS that evidence so protection is provably in force; the broker quotes against it. It does not underwrite, price, or verify the risk itself.
Cyber quoting has traditionally rested on a self-reported questionnaire a carrier must trust and that is stale the moment it is filed. This surface exists to replace that form with continuous, cryptographically verifiable evidence of control state, turning a constrained account into placeable business: the broker presents a recorded, independently checkable proof that protection is in force, not an unverifiable claim. H33 keeps this distinct because recording operational evidence over time is a different job from scoring maturity, rendering verdicts, or governing decisions.
Demo Mode note: this quote engine runs on demo data — the broker name, client accounts, and pipeline are illustrative, not a real book. The connect flow, verified-state receipt, and verifier path are production shapes. Parent standard: the HATS standard — which defines the evidence record this surface presents and RECORDS operational evidence against. Related: HATS hub · Carrier monitoring · Pricing · verify a receipt independently at the public verifier.
A client's security posture as HATS-recorded operational evidence — connected controls, verified state over time, deal-readiness across the book, and a portable receipt a carrier or auditor can verify independently. HATS records and monitors that evidence; the broker quotes against verifiable state instead of forms. It does not underwrite or price the risk.
Because a self-reported questionnaire is a claim taken on trust that goes stale immediately. This surface replaces it with continuous, cryptographically verifiable evidence of control state, so a constrained account becomes placeable business.
Use HATS for continuous operational evidence of control state over time. Use Verification for an independent verdict on an existing artifact — the receipt is checked by the external verifier. HATS monitoring is not itself verification.
Use HICS for a maturity score of the client's code or controls; use Agent-008 to govern an AI decision under attested authority. HATS records that governed controls held; it neither rates maturity nor makes the decision.
No — this surface runs in Demo Mode. The broker name, client accounts, and pipeline entries are demo data showing how a verified quote is assembled, not a real broker's book. The connect flow, receipt, and verifier path are the production shapes.
A questionnaire is a claim taken on trust at a point in time. A HATS verified quote is backed by a portable evidence record the carrier verifies itself — the same shape whether a control passes or fails — so the placement rests on reproduced evidence, not an unverifiable assertion.