“The math verifies the execution mandate before the application layer even wakes up.”
Naimatullah · Principal Architect, Velos Systems
2.54µs verified · Layer-4 Gateway
Insurance · Per-policy pricing
Continuous Verification for Every Policy You Write
Know the real state of every insured system — continuously, and at the moment it matters. Priced per active policy. Embedded into premium. No upfront cost.
VERIFIED STATE
Continuous Monitoring
$20–$60/ policy / month
✓ Continuous control monitoring
✓ Real-time validation (MFA, EDR, backups)
✓ Tamper-proof verification feed
✓ Failure detection and alerting
✓ Verified system state at any point in time
Deployed across the policy lifecycle
PROOF & ENFORCEMENT
Claims-Ready Verification
$40–$140/ policy / month
✓ Everything in Verified State
✓ Verified state at the moment of event
✓ Claim-time proof bundles
✓ Subrogation-grade evidence
✓ Warranty enforcement & dispute compression
Know exactly what was true at the moment of breach — not what was reported after.
Why insurers deploy HATS
✓ Observed loss ratio on attested book
✓ Increased underwriting precision
✓ Reduced fraud exposure
✓ Eliminates audit overhead
✓ Enables parametric products
✓ Faster claims resolution
✓ Embedded at issuance or renewal
✓ No platform licensing
✓ No integration fees
✓ Revenue scales with adoption
Powered by H33 — full cryptographic proof layer included
Show Your Work · Vendor-by-vendor breakdown
875× less expensive. 8 million times faster. The only one that’s quantum-safe.
Do the math yourself. Every capability in H33’s single API call priced out across the best available alternatives — public pricing at production volume.
The cobbled-together stack
Capability
Vendor
Cost per Auth
FHE Encryption
Zama
$0.07+ (+$100K–500K license)
ZK Proof
RISC Zero
$15.00–$30.00 (NOT post-quantum)
Biometric Verify
Onfido
$2.00–$5.00
Blockchain Audit
Solana (direct)
$0.001
Quantum Signatures
Nobody
N/A — does not exist
Total
4+ vendors
$17.07–$35.00+ per auth
DIY Build Cost
Year 1 eng only
$650,000–$2,200,000+
H33: The same stack. One API call.
Capability
H33
vs. Cobbled Stack
FHE Encryption
✓ Included
64% less expensive than Zama
ZK Proof (PQ)
✓ Included
99% less expensive than RISC Zero
Biometric Verify
✓ Included
97% less expensive than Onfido
Blockchain Audit
✓ Included
Included
Quantum Signatures
✓ Included
Only platform that offers this
Cost per Auth
$0.05–$0.001
1,000× less expensive
Speed
220µs–2.1ms
138×–8,300,000× faster
Post-Quantum
✓ Full stack
Competitors: ✗ ECC, breakable
Vendors Required
1
vs. 4+ (none with quantum sig)
Year 1 Build Cost
$0
vs. $10M+ to build (Microsoft's been at it 12 years)
You can either pay up to 875× more, spend $10M+ and 5+ years cobbling together 4 vendors that are up to 8,300,000× slower — and still not get post-quantum security — or you make one API call.