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Cyber Insurance — HATS v1.0 Live Demo

Warranty enforcement. Parametric triggers. Subrogation evidence. The proof feed cyber carriers need.
LIVE
You are looking directly into your policyholder's systems right now. No audit. No questionnaire. No trust required.
When a control fails, you know in seconds — not at renewal. Your risk is math, not hope.
Policyholder probe active — Acme Corp AI Claims System — 44 HATS rules + 6 warranty conditions monitored across 3 environments — ML-DSA-65 + FALCON-512 + SLH-DSA
Warranty Enforcement — Condition Precedent LIVE
MFA (all privileged accounts) IN FORCE
EDR (CrowdStrike / SentinelOne) IN FORCE
Encrypted Backups (AES-256) IN FORCE
FHE Data Protection (BFV N=4096) IN FORCE
Patch Cadence (≤ 30 days critical) IN FORCE
AI Governance Policy (HATS REQ-1.1) IN FORCE
COVERAGE STATUS: ACTIVE — All warranted controls verified in force
HNDL / Post-Quantum Exposure PQ SCORE
Tier 2
PQ Readiness Level
HNDL Window2027–2029 (3yr horizon)
Data-at-restFHE-protected (BFV)
ML-DSA-65 (Dilithium)Active · NIST Level 3
FALCON-512Active · NIST Level 1
SLH-DSA-SHA2-128fActive · Stateless hash
H33-74 Substrate74B attestation · Patent pending
Classical crypto exposureNone detected
Parametric Trigger — Score-Based Payout PARAMETRIC
95
HATS Certification Score
< 70: Partial
< 50: Full Claim
0RevokedWarningActive100
$0
Score ≥ 70
$250K
Score < 70 (48h)
$2M
Score < 50 (7d)
Proof Stream — ML-DSA + FALCON + SLH-DSA STREAM
Subrogation Evidence Packet FORENSIC
On violation, a cryptographically-anchored forensic evidence packet is generated. RFC 3161 timestamped. HSM-anchored. Multi-party witness delivery to carrier, policyholder, and reinsurer. Court-ready provenance for recovering claim payouts from the vendor whose pipeline failed.
SUBROGATION EVIDENCE PACKET
Incident ID:
Violation:
Timestamp:
Score at incident:
Warranty lapsed:
H33-74 Hash:
RFC 3161 Timestamp:
HSM Anchor:
Witness Delivery:
Merkle Root:
Signatures: ML-DSA-65 + FALCON-512 + SLH-DSA-SHA2-128f
Evidence chain:
Download Forensic Packet
Webhook — Claims Workflow HOOK
Standing by. Webhooks fire on warranty lapse — press Trigger Violation.
Portfolio Aggregation — Carrier View PORTFOLIO
247
Insureds Monitored
244
Active
3
Warning
0
Suspended
Active (98.8%) Warning (1.2%) Suspended (0%)
Concentration risk: No systemic event detected. Largest single-sector exposure: Financial Services (34%). HATS proofs covering $2.1B aggregate cyber limit.
SIEM Feed — Splunk / Datadog / Sentinel SIEM
0
Proofs
0
Violations
0
Webhooks
6/6
Warranties Verified
Tier 2
PQ Readiness
ML-DSA+FALCON+SLH-DSA
3 PQ Families
247
Portfolio Size