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Per-policy · Embedded into premium

HATS — Priced to Match How Insurance Works

Related · tier-1 reading. For the evidence chain that supports the claim, see Claims Evidence.

Per active policy. Embedded into premium. Aligned with how insurers generate revenue.

HATS Claims — Proof & Enforcement Layer
+$20–$80 per policy/month (add-on)
Converts verified state into claim and underwriting leverage.
Verified state at time of event
Claim-time proof bundles
Subrogation-grade evidence
Warranty enforcement support
Dispute compression and resolution inputs
Converts verified state into claim and underwriting leverage
See deployment model →
Embedded at issuance or renewal — no upfront cost to insurer
No platform licensing. No integration fees.
Revenue scales with adoption
Also Available
H33 Platform — Cryptographic Infrastructure

Per-decision pricing for engineering teams building directly on H33 cryptographic APIs.

View H33 Platform Pricing →
What’s Included · All Plans

Everything is included by default.

Continuous monitoring, real-time validation, cryptographic proof, policy-level visibility, claim-time evidence, verified system state at any point in time. No feature tiers. No upgrades. No hidden costs.

See deployment model →

Sandbox free · No credit card required · API key in seconds

What you are paying for

HATS pricing buys continuous RECORDING and MONITORING of operational evidence over the policy period — real-time monitoring of controls and a portable, independently verifiable receipt for each check — so protection stays provably true across the term, not audited once. You are paying for a continuous evidence record, not a one-time verdict, a maturity rating, or a governance decision.

Why HATS is priced per policy

A one-time audit produces a single deliverable and a single invoice. HATS instead records evidence continuously across the entire policy lifecycle, so its price is aligned with the period it covers: per active policy, embedded at issuance or renewal, with no platform licensing or integration fee. HATS Base is the verified-state layer that keeps the record; HATS Claims converts that record into claim-time proof bundles and subrogation-grade evidence. The reason this is a distinct product — and a distinct line item — is that recording operational evidence over time is a different job from scoring, verdicts, and decisions.

When to buy HATS — and when not

Parent standard: the HATS standard — which defines the evidence record this pricing pays to keep and RECORDS operational evidence against. Related: HATS hub · Customer dashboard · Carrier monitoring · verify a receipt independently at the public verifier.

Frequently asked

What am I actually paying for with HATS?

Continuous RECORDING and MONITORING of operational evidence over the policy period: real-time monitoring of controls like MFA, EDR, and backups, plus a portable, independently verifiable receipt for each check. HATS Base keeps the record; HATS Claims packages it for a claim event. You pay for evidence over time, not a one-time verdict or a maturity rating.

Why is HATS priced per policy and embedded into premium?

Because HATS records evidence continuously across the whole policy lifecycle rather than producing a single deliverable. Per-active-policy pricing, embedded at issuance or renewal, aligns cost with the period it covers — no platform licensing, no integration fee.

When should I buy HATS versus Verification, HICS, or Agent-008?

Buy HATS for continuous operational evidence over time. Use Verification for an independent verdict on an existing artifact; use HICS for a maturity score; use Agent-008 to govern an AI decision. HATS monitoring is not itself verification.

Does the HATS price include independent verification?

HATS produces the records and, in the Claims layer, the proof bundles. Those artifacts are checked by the independent verifier, external to HATS — the record does not verify itself. Anyone who receives a receipt verifies it independently.

What is the difference between HATS Base and HATS Claims?

Base is the verified-state layer — continuous monitoring and a tamper-evident record of state at any point in time. Claims is an add-on that converts that state into claim-time proof bundles, subrogation-grade evidence, and warranty-enforcement inputs. Base records; Claims packages the record.

Is there a free way to try HATS?

The sandbox is free and needs no credit card, and an API key issues in seconds. Everything is included by default across plans — continuous monitoring, real-time validation, cryptographic proof, policy-level visibility, and claim-time evidence — with no feature tiers or hidden costs.