Cyber Insurance Attested Continuous

Continuous Risk
Verification

Score insurability from evidence, not questionnaires.

The Problem

Cyber insurance underwriting relies on annual questionnaires and self-reported controls. Between audits, anything can change. Policies get misconfigured. Keys expire. Access controls drift. The risk profile at renewal bears no resemblance to the risk profile at month six.

CRV replaces point-in-time questionnaires with continuous, attested risk posture scoring. The evidence is cryptographic. The score updates in real time. The underwriter sees what is, not what was claimed.

How CRV Works

1

HICS Code Integrity

HICS scores application code across five security dimensions. STARK-proven, Dilithium-signed. The code integrity baseline enters CRV as attested evidence.

2

OIS Operational Integrity

OIS measures whether the running system matches its governance declarations. Configuration drift, access control adherence, key rotation compliance. Operational posture enters CRV continuously.

3

H33-74 Attestation Chain

Every HICS score and OIS signal is anchored via H33-74 attestation. 74 bytes. Post-quantum signed. The chain of evidence is immutable and independently verifiable.

4

CRV Risk Score

CRV consumes all three input streams and produces a continuously updated risk score backed by cryptographic evidence. Not a snapshot. A live signal.

HICS

Code Integrity Score

Application security posture derived from HICS five-dimension code scoring. STARK-proven, post-quantum attested.

OIS

Operational Governance Score

Runtime governance adherence from OIS. Policy enforcement, configuration integrity, access control continuity.

H33-74

Exposure Continuity

Continuous attestation chain coverage. Gaps in attestation indicate gaps in visibility. Measured, not estimated.

H33-74

PQ Survivability

Post-quantum cryptographic readiness. Systems scored on migration progress from classical to quantum-resistant primitives.

Attested

Incident History

Incident records backed by cryptographic evidence. Attested, not self-reported. Tamper-evident timelines, not editable logs.

Attested

Recovery Readiness

Disaster recovery and business continuity capabilities verified through tested procedures. Proven, not documented.

InsurersFor Insurers

Price policies from continuous evidence, not annual snapshots. CRV provides the actuarial input that questionnaires cannot. Underwrite from a live risk signal. Detect material changes between renewals. Reward policyholders who maintain strong posture. Penalize drift, not just breaches.

EnterpriseFor Enterprises

Demonstrate continuous compliance posture. Reduce premiums. Accelerate underwriting. Prove controls work — don't just claim they do. CRV gives your security investments a measurable, externally verifiable return. Every dollar spent on posture improvement shows up in the score.

Schedule a Demo OIS Overview HICS Overview Cyber Insurance