Digital SCIF Wallet
Terms & Conditions

These Wallet Terms supplement the H33 General Terms of Service. By creating, accessing, or using the Digital SCIF Wallet (“Wallet”), you agree to these terms. If you do not agree, do not use the Wallet.

1. Non-Custodial Architecture

The Wallet is non-custodial. H33 does not hold, control, manage, or have access to your private keys, vault encryption keys, mnemonic phrases, or signing keys at any time. You are solely responsible for the security and management of your keys and recovery materials.

2. Key Generation & Ownership

1. All cryptographic keys (ML-DSA-65, FALCON-512, SLH-DSA, ML-KEM) are generated using your device’s operating system cryptographic random number generator (CSPRNG). H33 does not generate, store, transmit, or have access to your private keys.
2. You own and control your keys. H33 has no ability to sign transactions, decrypt your vault, access your biometric data, or act on your behalf.
3. The WASM client code that handles key generation and signing is open source and independently auditable.

3. Biometric Data

1. Your biometric data is encrypted with Fully Homomorphic Encryption (FHE) before leaving your device. The H33 server processes only ciphertext. H33 never receives, stores, or has access to your plaintext biometric data.
2. FHE-encrypted biometric templates (ciphertexts) are stored on H33 infrastructure (Cachee) for the purpose of performing encrypted matching operations. These ciphertexts cannot be decrypted by H33.
3. You may delete your biometric enrollment at any time by locking and deleting your wallet.
4. H33 does not sell, share, license, or transfer biometric data or ciphertexts to any third party.

4. Assumption of Risk

1. Digital assets and cryptographic systems carry inherent risks including but not limited to: loss of private keys, hardware failure, software bugs, blockchain network failures, smart contract vulnerabilities, regulatory changes, market volatility, and quantum computing advances.
2. You assume all risk associated with the use of the Wallet, including the risk of loss of digital assets, identity credentials, documents, estate plans, or any other data managed through the Wallet.
3. H33 is not responsible for losses resulting from: user error, lost or compromised mnemonic phrases, lost or compromised guardian shares, compromised devices, phishing attacks, social engineering, incorrect transaction destinations, blockchain network failures, or any other cause beyond H33’s direct control.

5. No Financial, Legal, or Tax Advice

The Wallet is a cryptographic tool. H33 does not provide financial advice, investment advice, tax advice, legal advice, or estate planning advice. The estate management, document signing, and KYC features are technical tools — not professional services. Consult qualified professionals for financial, legal, tax, and estate planning matters.

6. Limitation of Liability

1. H33’s total aggregate liability for all claims arising from or related to the Wallet shall not exceed the greater of: (a) the fees you paid to H33 in the twelve (12) months preceding the claim, or (b) one hundred US dollars ($100).
2. This limitation applies whether the claim is based on contract, tort (including negligence), strict liability, statute, or any other legal theory.

7. Disclaimer of Warranties

THE WALLET IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY, AVAILABILITY, OR SECURITY. H33 DOES NOT WARRANT THAT THE WALLET WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE OF VULNERABILITIES.

8. Post-Quantum Cryptography Disclaimer

1. The Wallet uses post-quantum cryptographic algorithms (ML-DSA-65, FALCON-512, SLH-DSA, ML-KEM) that are standardized or in the process of standardization by NIST. These algorithms are believed to be resistant to quantum computing attacks based on current knowledge.
2. H33 does not guarantee that these algorithms will remain secure against future cryptographic advances, quantum computing breakthroughs, or mathematical discoveries. The key rotation feature enables algorithm migration, but timely migration depends on ecosystem readiness.

9. Guardian Recovery

1. You are solely responsible for selecting, enrolling, and maintaining your recovery guardians.
2. Guardian shares are Kyber-encrypted. H33 does not have access to guardian shares and cannot participate in or bypass the recovery process.
3. If you lose both your mnemonic and access to a sufficient quorum of guardians, your wallet is permanently irrecoverable. H33 has no recovery mechanism, backdoor, or override capability.

10. Blockchain & Third-Party Risks

1. The Wallet interacts with third-party blockchain networks (Solana, Bitcoin, Ethereum, and others). H33 does not control, operate, or guarantee the availability, security, or performance of any blockchain network.
2. Transaction fees, confirmation times, and finality are determined by the respective blockchain networks, not by H33.
3. Blockchain transactions are generally irreversible. H33 cannot reverse, cancel, or modify a transaction once it has been broadcast to a blockchain network.

11. H33-74 Attestations

1. H33-74 attestations are cryptographic commitments that record the fact that an operation occurred. Attestations are not guarantees of outcome, correctness of user input, or financial performance.
2. Attestations are anchored to blockchain networks or databases for tamper evidence. The availability of anchored attestations depends on the availability of the underlying storage.

12. Open Source Components

The Wallet client (WASM) is open source under the MIT license. Open source components are provided without warranty. H33 is not responsible for third-party modifications, forks, or derivatives of the open source client.

13. Regulatory Compliance

You are solely responsible for compliance with applicable laws and regulations in your jurisdiction, including but not limited to securities laws, money transmission laws, tax reporting obligations, sanctions compliance, and data protection regulations. The Wallet is a technical tool, not a regulated financial service.

14. Modification

H33 may update these terms at any time. Material changes will be posted at this URL with an updated effective date. Continued use of the Wallet after changes constitutes acceptance.

15. Governing Law

These terms are governed by the laws of the State of Delaware, United States, without regard to conflict of law principles. Any dispute arising from these terms shall be resolved through binding arbitration under the rules of the American Arbitration Association.

16. Contact

Questions about these terms: support@h33.ai

H33.ai, Inc. · 144 patent claims pending · Patent #19/645,499
This document is not legal advice. Consult a qualified attorney for legal guidance.