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Business Scenario · Carrier

Onboard a New Policyholder

Every minute of onboarding is money. Questionnaires cause abandonment. Manual review burns analyst time. So let’s do the thing carriers never get to do: onboard a new insured in minutes — and end with continuous, verifiable protection instead of a 400-question form.

What owns this scenario

HATS records and monitors the continuous protection this onboarding turns on.

The scenario exists to onboard an insured from their real environment — not a 400-question form — and end with continuous, verifiable protection that produces the evidence a future claim will need. It uses primitives it does not own: H33-74 produces the 74-byte evidence retained automatically, Verification renders the independent verdict a carrier or auditor reads, Agent-008 governs any privileged-access decisions, and Authority Center preserves the responsibility chain. Standards referenced are not owned.

See also: HATS · Verification