H33
Claim · filed with reinsurer
Claim #84711
Loss$4,200,000
Statusfiled
FiledMarch 2026
ReplayJune 2030 — five years later
Reconstruct Cause →
show_loss_lineage(claim_84711)
asl> show_loss_lineage("claim_84711")
Claim
claim_84711
Statusfiled with reinsurer
Amount$4,200,000 USD
Filed byprinc_cfo_001
Insuredtenant_root
Insurerprinc_insurer_global_credit_re_001
↓
Loss
loss_loan_84711_default · credit_default · $4,200,000
Categorycredit_default
Recognized atMarch 15, 2026
Recognized byprinc_cfo_001
↓
Asset
loan_84711_borrower_principal
Asset type$4.2M unsecured credit facility
Asset ownerprinc_borrower_loan_84711
↓
Decision 2 — Approval
decision_loan_84711_approval
Actorprinc_credit_officer_001 (human)
Capabilityapprove_credit_application
AtApril 15, 2025, 01:00 UTC
Consumeddecision_loan_84711_recommendation
Outcomeapproved
↓
Decision 1 — Recommendation
decision_loan_84711_recommendation
Actorprinc_credit_risk_agent_001 (AI)
Capabilityrecommend_credit
AtApril 15, 2025, 00:00 UTC
Outcomerecommend_approve
↓
Model · at decision time
model_credit_underwriting v1
Model ownerprinc_model_owner_credit_underwriting
Weight hashpreserved in canonical event log
Training fingerprintpreserved in canonical event log
↓
Policy · in force at decision time
pol_credit_underwriting v1
Policy ownerprinc_policy_owner_underwriting
Content (v1)DTI ≤ 0.45 · max loan $5M · credit score ≥ 620
Amended to v2 atSeptember 1, 2025 — too late for this loan
Content (v2)DTI ≤ 0.36 · max loan $2M · additional review > $1M
↓
Authority chain · at decision time
root → credit_officer → AI risk agent
Grant 1root → princ_credit_officer_001 (approve_credit_application)
GrantedFebruary 1, 2025
Grant 2credit_officer → princ_credit_risk_agent_001 (recommend_credit)
GrantedFebruary 5, 2025
Status nowboth grants still active
↓
Responsibility · at decision time
7 typed entries × 2 decisions
EXECUTIONcredit_officer (approval) · AI risk agent (recommendation)
SUPERVISIONtenant_root (approval) · credit_officer (recommendation)
APPROVALcredit_officer (approval)
POLICYpolicy_owner — both decisions
MODELmodel_owner — both decisions
ASSETborrower — both decisions
OVERSIGHTtenant_root (approval) · credit_officer (recommendation)
Reconstructed state_id · five years post-claim
6d540fc52dc0a4b7a593e38494c8bca6b6a3d8f5b64678f7acb86e7574e3748c
reconstruction.json Proof #15 · the substrate #14.1 · responsibility